Affordable Travel Insurance for your adventure!
The best coverage at affordable prices. What’s on your bucket list?
It’s important to get the right coverage for your adventure and that’s where we can assist.
Lifestyle Insurance & Benefits Brokers is the preferred provider for HeliCat Canada, Guide Outfitters of BC, Wilderness Tourism Association and Backcountry Lodges of BC.
Adventure Tourism Partners
Your guests are skiing the backcountry, rock climbing, upgrading skills in a course or hiking the Alpine. As an adventure tourism enthusiast they’re prepared and probably have a back up plan. Those plans should include travel medical insurance and evacuation coverage.
High Risk Activities
Many adventure and backcountry sports such as sky diving, ice climbing, mountaineering, canyoneering, or backcountry skiing are classified as high risk sport activities and may not be covered by insurance. How can you ensure your guests have coverage? For travellers practicing these sports as professionals the market becomes even tighter! This is valuable for individuals already employed in the industry and upgrading skills.
As a broker with access to all carriers, we know the policies and how the various carriers will interpret each of these activities. We can guarantee coverage for these adventures at the lowest possible cost available in Canada.
Contact us today and find out how we can help protect your guests and reduce risk your business risk. We can customize a program that offer a specific coverage for your guests at the lowest rates available
Testimonials from our Travel Adventure Tourism Partners
We have been using Lifestyle Insurance Brokers for several years now. We insure all of our guest’s with their “Visitors to Canada / Out-of-Province Medical and Evacuation Insurance” program. As a result, our guests and guides don’t ever have to worry about extended medical coverage or expensive helicopter evacuation costs. The peace of mind we gain for the minimal additional cost allows us to focus on more important things. It’s a no-brainer. Chris McNamara, Retallack
We have received very good feedback from our clients for offering the insurance options. The manifest itself is fairly simple and quick to use, and the folks at Lifestyle are very helpful and accommodating. Northern Escape Heli Skiing
I provide both summer and winter backcountry adventures for over 200 guests annually. My guests and staff participate in a series of week-long vacations, engaging in a variety of adventure activities in a remote location somewhere in the mountains of British Columbia. Without exception I encourage my guests to purchase Medical and Evacuation Insurance from Lifestyle Financial. As a small business operator I am unable to provide refunds when guests find the need to cancel their trip. The folks at Lifestyle and their program allows my guests, staff and myself peace of mind and the ability to focus on the ‘awesomeness’ that trips into BC’s backcountry can provide. The staff at Lifestyle are quick to respond with valuable insights anytime that I have needed some advice or assistance. Brad Harrison Colwest Alpine Adventures
Lifestyle is our ‘go to’ for travel insurance. They know their business well and can insure any type of trip. The staff are extremely helpful and they are always prompt to respond to all inquiries. Jeneen Sutherland, Executive Director, Magnificent 7 Luxury Wilderness Lodges of Canada
Perhaps you’ve been planning for a long time for this trip or perhaps it was just spur of the moment! If you’ve committed funds to a vacation, you’ll want to protect your investment in the event of an unexpected cancellation or interruption. Insure your trip for Trip Cancellation and Trip Interruption! Cancellation will insure the non refundable travel costs before you depart. Interruption covers off your lost trip and unexpected out of pocket costs if your trip is interrupted after you leave.
What can happen? Missed connections, schedule changes, your own accident or injury, a travel companion or family member becomes ill, natural disasters, travel advisories, or even loss of employment. All of these events could cause you to cancel your trip or cause a disruption. Generally, Trip Cancellation costs about 5% of your trip cost and its worth the peace of mind.
Snowbirds and Travelling Canadians
Heading south? Abroad for the trip of a lifetime? Taking the kids to Disney? We have a variety of options for you including Emergency Medical, Trip Cancellation, Interruption, Baggage and Rental Car Insurance.
Protect yourself and your retirement from costly medical expenses in the US and abroad.
Visitors to Canada
Vacationing in Canada? We can provide you with Emergency Medical, Evacuation and Trip Cancellation Insurance for your vacation. Medical costs are increasing in Canada for Visitors. Don’t forget if you are a Canadian citizen and have been abroad for an extended time you will need to purchase Visitors to Canada insurance while you re-satisfy the residency waiting period on your provincial health care plan.
Travelling Within Canada
If you are a Canadian leaving your province, you can still incur expenses if you experience a medical emergency outside your home province. Ambulance, prescriptions, return of vehicle and brining a family member to your bedside will be out of pocket if you don’t have travel insurance.
Interested in travel insurance tips and claims stories?
Travel Insurance Product Information
Provincial plans cover less than 10 % of medical expenses when you are out of the country. Medical expenses in the US can reach $12,000 a day for international customers. Visitors to Canada, returning Canadians, landed immigrants without provincial health coverage can also experience high costs in Canada. Travel Insurance can protect you from these costly expenses.
Travel Insurance can include:
- Emergency Medical coverage is available for single trips or for multi trips. Coverage is available for helicopter evacuation/ambulance. There are also coverage options for pre existing medical conditions.
- Trip Cancellation /Interruption will reimburse travel costs if your travel plans are cancelled before you depart or if your trip is disrupted and you have additional out of pocket expenses.
- Baggage Insurance will cover the loss, damage or theft of your personal effects and baggage.
- Accidental Death and Dismemberment provides payment in the case of your death or dismemberment of an accident.
- Rental Car Insurance provides coverage for physical damage of a rented or leased automobile.