Our Partners

Below are all of the companies and organizations that we have the pleasure of working with. Click any of the logos below to find out more about the individual companies themselves, and products that we can provide for you and your family or business.

Travel Partners

Insurance & Health Benefit Partners

Tips

Can a smoker get life insurance?

Smokers can get a life insurance policy, but they will pay a higher price for the coverage. It is already well known the risk factors associated with smoking, and insurance companies consider smokers high risk candidates. Most life insurance companies consider you a non-smoker if you have quit for 12 months, which will qualify you for better rates after a year of being nicotine free.

You should…

Regularly review your life insurance policy and amend it if your circumstances change. Examples could be the birth of a child, a change in occupation or an increase in your debt.

When should you purchase travel coverage?

As soon as you have paid for your trip, you are at risk, so secure coverage as soon as you have book your vacation.

Multi-trip travel insurance

If you travel several times a year, it often makes sense to take a multi-trip insurance policy as opposed to getting every time single-trip policy.

Coverage is more important than price

You will most likely pay a premium for good quality coverage that meets your specific needs. It helps to compare rates and our agents do this for you to ensure you are getting the best coverage for your cost limit.

Why consult with a Licensed Financial Professional?

A financial professional can help you factor in financial considerations, your needs and your family’s needs.

Are you protected?

Did you know that Mortgage insurance sold through your bank is only designed to protect the lender, and not the homeowner?

Play with the deductible

If possible, find out whether changing the deductible will make any difference to the price. Often a higher deductible means a lower premium. Rather than cut back on coverage, raising the deductible gives you maximum peace of mind and minimum risk.

Elmer Letterman

“Luck is what happens when preparation meets opportunity”

Don’t underestimate the value of a stay at home parent

Legal & General released a report revealing that replacing the work of a full time mum can cost upwards of $40,000 a year.